A useful collection of articles covering different aspects of travel health insurance. You find general definitions used by insurance providers and how they are defined in Genki Explorer.
Travel health vs. international health insurance
The difference between travel health insurance and international health insurance is one of the most confusing topics which this article aims to demystify. There are significant differences in costs, range of cover, and length of cover. Read more.
🌏 Region of cover
Depending on your travel behavior, there are a few points to consider when choosing travel health insurance. How long is a trip in your home country covered, for example? Read more.
📆 Period of cover
Many travel health insurance providers cover only short-term travel. But there is more you should consider when choosing your insurance. Read more.
🧸 Home country
Do you know what is meant exactly by the term home country? Travel insurance providers offer different home country cover. Read more.
☔️ Inclusions & exclusions
What happens when you have a scooter accident in Bali? What if you drove without a helmet? Does travel health insurance cover pregnancy, an ear infection, or a broken tooth? What about tropical diseases? Read more.
"Travel health insurance is too expensive" or "Travel health insurance doesn't cover daycare" are just 2 of many misconceptions. Read more.
⚙️ Pre-existing conditions
Chronic illnesses are most likely not covered by most travel health insurance providers. There is one crucial point you need to be aware of when it comes to pre-existing conditions, especially when renewing your policy. Read more.
📎 Filing claims
In the event, you seek a doctor or you get medical treatment, make sure to follow this checklist. Read more.
Travel health insurance with Genki
Genki offers travel health insurance for digital nomads and long-term travelers.
- Region of cover: Worldwide. Every single country. Choose to flexibly include or exclude USA & Canada, depending on your travel.
- Period of cover: With Genki Explorer you are covered for up to 2 years. After 2 years, you can renew to a new plan.
- Home country: Your chosen home country should be a country where you have no visa restriction and access to the national health system. However, visiting friends and family is covered for up to 42 consecutive days within 180 days.
- Inclusions & exclusions: Medical emergencies and medically necessary treatments (ear infection, flu), initial mental health issues, and sports injuries are covered. Pre-existing conditions and pre-existing pregnancies are not covered. Read more examples.
- Monthly costs: Genki Explorer costs you between €39.30 and €128.70 a month, depending on your age, the chosen deductible, and if you want to include or exclude the USA & Canada.
Have a look at what Genki Resident offers.
☂️ International health insurance with Genki
Genki offers international health insurance for digital nomads and long-term travelers. It covers preventive care, mental health care, dental and vision care, and much more!
- Region of cover: Worldwide. Every single country.
- Period of cover: As long as you want. Life-long if you wish. The minimum contract is 1 year with a monthly payment plan.
- Home country: Cover up to 180 days per year.
- Genki Resident basic: Preventive care, telemedicine, medically necessary search and rescue, inpatient psychotherapy, alternative treatments, osteopathy, chiropractic, physiotherapy, dental and vision care, prenatal care, and childbirth as well as COVID treatments.
- Genki Resident premium: Genki Resident basic + Vaccinations, medical checkups, eyesight correction surgeries, glasses, and contact lenses, dental cleaning twice per year, outpatient psychotherapy, outpatient rehabilitation measure, or first-trimester screening and amniocentesis.
- Monthly costs: Genki Resident is available for everyone of any age. The monthly fee depends on the result of a medical questionnaire, your age, the chosen deductible, and the region of cover (incl. or excl. USA and Canada).