A useful collection of articles covering different aspects of travel health insurance. You find general definitions used by insurance providers and how they are defined in Genki Explorer.

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Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere in less than 1 minute. Be covered and safe. We take care of the rest!
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🛟 Travel health vs. international health insurance

The difference between travel health insurance and international health insurance is one of the most confusing topics which this article aims to demystify. There are significant differences in costs, range of cover, and length of cover. Read more.

Travel vs. international health insurance
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.The difference between travel health insurance and international health insuranc…
Genki GuideSarah

🌏 Region of cover

Depending on your travel behavior, there are a few points to consider when choosing travel health insurance. How long is a trip in your home country covered, for example? Read more.

Region of cover - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.When researching for the best possible digital nomad insurance, you might feel o…
Genki GuideSarah

📆 Period of cover

Many travel health insurance providers cover only short-term travel. But there is more you should consider when choosing your insurance. Read more.

Period of cover - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.The period of standard travel health insurance differs greatly between insurance…
Genki GuideSarah

🧸 Home country

Do you know what is meant exactly by the term home country? Travel insurance providers offer different home country cover. Read more.

Home country - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.Definitions in the world of insurance policies can be overwhelming. When signing…
Genki GuideSarah

☔️ Inclusions & exclusions

What happens when you have a scooter accident in Bali? What if you drove without a helmet? Does travel health insurance cover pregnancy, an ear infection, or a broken tooth? What about tropical diseases? Read more.

Inclusions & exclusions - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.Inclusions are all included services, which are financially covered by the insur…
Genki GuideSarah

🚧 Misconceptions

"Travel health insurance is too expensive" or "Travel health insurance doesn't cover daycare" are just 2 of many misconceptions. Read more.

Misconceptions - nomad health insurance guide
There are some misconceptions about health insurance, which should be addressed to make sure you choose the right insurance for your needs, but also spread awareness about myths that come with the health insurance topic. Health insurance is unnecessary”I am healthy, I don’t need insurance” - Yes. Th…
Genki GuideSarah

⚙️ Pre-existing conditions

Chronic illnesses are most likely not covered by most travel health insurance providers. There is one crucial point you need to be aware of when it comes to pre-existing conditions, especially when renewing your policy. Read more.

Pre-existing conditions - nomad health insurance guide
The majority of insurances will not cover pre-existing conditions, you received treatment already when signing up for the insurance. Let’s have a closer look at the topic. What is a pre-existing condition?An illness, a disease, or an injury that existed knowingly before starting a health insurance p…
Genki GuideSarah

📎 Filing claims

In the event, you seek a doctor or you get medical treatment, make sure to follow this checklist. Read more.

Filing claims - nomad health insurance guide
Filing claims are a little bit like the tax filing in your business. It’s not fun but it has to be done. We explain in quick steps what to do. Ask for itemized receiptsIt is important to keep the process of your treatment as transparent as possible. In order to
Genki GuideSarah

🛟 Travel health insurance with Genki

Genki offers travel health insurance for digital nomads and long-term travelers.

Genki Explorer

  • Region of cover: Worldwide. Every single country. Choose to flexibly include or exclude USA & Canada, depending on your travel.
  • Period of cover: With Genki Explorer you are covered for up to 2 years. After 2 years, you can renew to a new plan.
  • Home country: Your chosen home country should be a country where you have no visa restriction and access to the national health system. However, visiting friends and family is covered for up to 42 consecutive days within 180 days.
  • Inclusions & exclusions: Medical emergencies and medically necessary treatments (ear infection, flu), initial mental health issues, and sports injuries are covered. Pre-existing conditions and pre-existing pregnancies are not covered. Read more examples.
  • Monthly costs:  Genki Explorer costs you between €39.30 and €128.70 a month, depending on your age, the chosen deductible, and if you want to include or exclude the USA & Canada.
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Are you looking for a cover beyond travel health insurance?
Have a look at what Genki Resident offers.

☂️ International health insurance with Genki

Genki offers international health insurance for digital nomads and long-term travelers. It covers preventive care, mental health care, dental and vision care, and much more!

Genki Resident

  • Region of cover: Worldwide. Every single country.
  • Period of cover: As long as you want. Life-long if you wish. The minimum contract is 1 year with a monthly payment plan.
  • Home country: Cover up to 180 days per year.
  • Genki Resident basic: Preventive care, telemedicine, medically necessary search and rescue, inpatient psychotherapy, alternative treatments, osteopathy, chiropractic, physiotherapy, dental and vision care, prenatal care, and childbirth as well as COVID treatments.
  • Genki Resident premium: Genki Resident basic + Vaccinations, medical checkups, eyesight correction surgeries, glasses, and contact lenses, dental cleaning twice per year, outpatient psychotherapy, outpatient rehabilitation measure, or first-trimester screening and amniocentesis.
  • Monthly costs: Genki Resident is available for everyone of any age. The monthly fee depends on the result of a medical questionnaire, your age, the chosen deductible, and the region of cover (incl. or excl. USA and Canada).
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