The period of standard travel health insurance differs greatly between insurance companies and plans. Some insurance companies ask for the exact start and return dates.
🎒 Genki Traveler is your flexible, worldwide travel health insurance subscription for up to 1 year. Discover Genki Traveler.
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This article explains travel health insurance.
📆 Period of cover
- Standard cover: Mostly between 31, 45, or 90 consecutive days.
- Long-stay cover: Genki Traveler covers 1 year.
- Extension: Many insurance providers allow an extension of one month or more. It differs significantly among the different insurance providers.
🚧 Inflexible travel itinerary
Many insurance companies require an exact travel itinerary. But digital nomads travel spontaneously and often don't know where they will be three months from now. Occurring problems for nomads are:
- Nomads usually don't know their entire travel itinerary.
- Nomads travel spontaneously and prefer flexible bookings.
- Traveling nomads wish to stay flexible and extend their travels.
Tip: Do you have travel insurance with your credit card company? If yes, check the policy to see if it includes long-stay coverage.
🛟 Travel health insurance with Genki
Genki Traveler
A flexible, worldwide travel health insurance subscription for up to 1 year.
- Who is this for: Frequent and long-term international travelers (like digital nomads) who want the freedom to go anywhere and to change plans on a moment's notice.
- Region of cover: Worldwide cover (limited in your home country)
- What’s covered: Up to €1,000,000 of medical care for unexpected injuries and illnesses. That includes doctor’s visits, treatment at public and private hospitals, emergency medical transport, and medically necessary return transport to your home country. It doesn’t cover prior health conditions, preventive care, dental, vision, mental health, or maternity care.
- Length of cover: From one month up to one year. Monthly billing. Cancel anytime. You should have other long-term health cover in your home country.
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Are you looking for a cover beyond travel health insurance?
Have a look at what Genki Native offers.
Have a look at what Genki Native offers.
☂️ International health insurance with Genki
Genki Native
- Who is this for: Digital nomads, expats, and other long-term travelers who want complete health cover.
- Region of cover: Worldwide (limited in USA).
- Period of cover: No maximum, you can stay covered life-long if you wish. The minimum is one month, and you pay monthly.
- Home country: Genki Native is available for people from every country (even nomads without any legal residence). You can choose to have limited or full cover in your country of citizenship.
- Genki Native Basic: Genki Native Basic covers necessary medical treatment (inpatient and outpatient treatments) at any licensed doctor or hospital up to €1,000,000 per year. That includes accidents and emergencies, as well as common illnesses and injuries.
- Genki Native Premium: Genki Native Premium covers necessary medical treatment (inpatient and outpatient treatments) at any licensed doctor or hospital up to €3,500,000 per year. Genki Native Premium also covers preventive care/check-ups, plus dental, vision, maternity, mental health, and also includes full cover in your country of citizenship.
- Monthly costs: Genki Native costs €189 per month (example price for Genki Native Basic for someone aged 24 with €0 deductible). The price depends on your age, chosen deductible, and the result of a medical questionnaire.
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Back to the health insurance guide
Online guide: Nomad health insurance explained in easy words.
Do you struggle to find the ideal travel health insurance? We explain different aspects and industry terms to help you make the best decision.
Sarah
