The period of standard travel health insurance differs greatly between insurance companies. Some insurance companies ask for the exact start and return dates. Additionally, some even require to know the traveled country, which makes traveling inflexible.

Genki 🎒 Explorer travel health insurance covers you for a period of 2 years. That is longer than many other insurance providers.
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This article explains travel health insurance.

📆 Period of cover

  • Standard cover: Mostly between 31, 45, or 90 consecutive days.
  • Long-stay cover: Mostly up to 18 months. Genki Explorer covers 2 years.
  • Extension: Many insurance providers allow an extension of one month or more. It differs greatly among the different insurance providers.

🚧 Inflexible travel itinerary

Many insurance companies ask for the exact travel itinerary. But, digital nomads travel spontaneously and often don't know where they will end up 3 months from now. Occurring problems for nomads are:

  • Nomads usually don't know their entire travel itinerary.
  • Nomads travel spontaneously and want to keep bookings flexible.
  • Traveling nomads want to stay flexible in extending their travels.

Tip: Do you have travel insurance with your credit card company? If yes, check the policy, if it comes with long-stay coverage.

🛟 Travel health insurance with Genki

Genki offers travel health insurance for digital nomads and long-term travelers.

Genki Explorer

  • Region of cover: Worldwide. Every single country. Choose to flexibly include or exclude the USA & Canada, depending on your travel.
  • Period of cover: With Genki Explorer, you are covered for up to 2 years. After 2 years, you can renew to a new plan.
  • Home country: Your chosen home country should be a country where you have no visa restriction and access to the national health system. However, visiting friends and family is covered for up to 42 consecutive days within 180 days.
  • Inclusions & exclusions: Medical emergencies and medically necessary treatments (ear infection, flu), initial mental health issues, and sports injuries are covered. Pre-existing conditions and pre-existing pregnancies are not covered. Read more examples.
  • Monthly costs:  Genki Explorer costs you between €39.30 and €128.70 a month, depending on your age, the chosen deductible, and if you want to include or exclude the USA & Canada.
Are you looking for a cover beyond travel health insurance?
Have a look at what Genki Resident offers.

☂️ International health insurance with Genki

Genki offers international health insurance for digital nomads and long-term travelers. It covers preventive care, mental health care, dental and vision care, and much more!

Genki Resident

  • Region of cover: Worldwide. Every single country.
  • Period of cover: As long as you want. Life-long if you wish. The minimum contract is 1 year with a monthly payment plan.
  • Home country: Cover up to 180 days per year.
  • Genki Resident basic: Preventive care, telemedicine, medically necessary search and rescue, inpatient psychotherapy, alternative treatments, osteopathy, chiropractic, physiotherapy, dental and vision care, prenatal care, and childbirth as well as COVID treatments.
  • Genki Resident premium: Genki Resident basic + Vaccinations, medical checkups, eyesight correction surgeries, glasses, and contact lenses, dental cleaning twice per year, outpatient psychotherapy, outpatient rehabilitation measure, or first-trimester screening and amniocentesis.
  • Monthly costs: Genki Resident is available for everyone of any age. The monthly fee depends on the result of a medical questionnaire, your age, the chosen deductible, and the region of cover (incl. or excl. USA and Canada).
Back to the health insurance guide
Online guide: Nomad health insurance explained in easy words.
Do you struggle to find the ideal travel health insurance? We explain different aspects and industry terms to help you make the best decision.