A useful collection of articles covering different aspects of travel health insurance. You find general definitions used by insurance providers and how they are defined in Genki Traveler.

Genki offers worldwide short-term travel health insurance & long-term international health insurance for digital nomads.
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🛟 Travel Health vs. International Health Insurance

The difference between travel health insurance and international health insurance is one of the most confusing topics that this article aims to demystify. There are significant differences in costs, range of cover, and length of cover. Read more.

Travel vs. international health insurance
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.The difference between travel health insurance and international health insuranc…
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The following articles explain travel health insurance.

🌏 Region of Cover

Depending on your travel behavior, there are a few points to consider when choosing travel health insurance. How long is a trip in your home country covered, for example? Read more.

Region of cover - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.When researching for the best possible digital nomad insurance, you might feel o…

📆 Period of Cover

Many travel health insurance providers cover only short-term travel. But there is more you should consider when choosing your insurance. Read more.

Period of cover - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.The period of standard travel health insurance differs greatly between insurance…

🧸 Home Country

Do you know what is meant exactly by the term home country? Travel insurance providers offer different home country cover. Read more.

Home country - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.Definitions in the world of insurance policies can be overwhelming. When signing…

☔️ Inclusions & Exclusions

What happens when you have a scooter accident in Bali? What if you drove without a helmet? Does travel health insurance cover pregnancy, an ear infection, or a broken tooth? What about tropical diseases? Read more.

Inclusions & exclusions - nomad health insurance guide
🌱Genki offers travel health insurance & international health insurance for digital nomads and long-term travelers. Sign up anytime from anywhere, and be covered and safe. We will take care of the rest! Sign up here.Inclusions are all included services, which are financially covered by the insur…

🚧 Misconceptions

"Travel health insurance is too expensive" or "Travel health insurance doesn't cover out-patient treatments" are just 2 of many misconceptions. Read more.

Misconceptions - nomad health insurance guide
There are some misconceptions about health insurance, which should be addressed to make sure you choose the right insurance for your needs, but also spread awareness about myths that come with the health insurance topic. Health insurance is unnecessary”I am healthy, I don’t need insurance” - Yes. Th…

⚙️ Pre-existing Conditions

Chronic illnesses are most likely not covered by most travel health insurance providers. There is one crucial point you need to be aware of when it comes to pre-existing conditions, especially when renewing your policy. Read more.

Pre-existing conditions - nomad health insurance guide
The majority of insurances will not cover pre-existing conditions, you received treatment already when signing up for the insurance. Let’s have a closer look at the topic. What is a pre-existing condition?An illness, a disease, or an injury that existed knowingly before starting a health insurance p…

📎 Filing Claims

In the event, you seek a doctor or you get medical treatment, make sure to follow this checklist. Read more.

Filing claims - nomad health insurance guide
Filing claims are a little bit like the tax filing in your business. It’s not fun but it has to be done. We explain in quick steps what to do. Ask for itemized receiptsIt is important to keep the process of your treatment as transparent as possible. In order to

🛟 Travel health insurance with Genki

Genki Traveler

A flexible, worldwide travel health insurance subscription for up to 1 year.

  • Who is this for: Frequent and long-term international travelers (like digital nomads) who want the freedom to go anywhere and to change plans on a moment's notice.
  • Region of cover: Worldwide cover, outside of your home country.
  • What’s covered: Up to €1,000,000 of medical care for unexpected injuries and illnesses. That includes doctor’s visits, treatment at public and private hospitals, emergency medical transport, and medically necessary return transport to your home country. It doesn’t cover prior health conditions, preventive care, dental, vision, or maternity care.
  • Length of cover: From one month up to one year. Monthly billing. Cancel anytime. You should have other long-term health cover in your home country.
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Are you looking for a cover beyond travel health insurance?
Have a look at what Genki Native offers.

☂️ International Health Insurance with Genki

Genki Native

  • Who is this for: Digital nomads, expats, and other long-term travelers who want complete health cover.
  • Region of cover: Worldwide (limited in Canada & USA).
  • Period of cover: As long as you want. Life-long if you wish. The minimum contract is 1 year with a monthly payment plan.
  • Home country: Genki Native is available for people from every country (even nomads without any legal residence). You can choose to have limited or full cover in your country of citizenship.
  • Genki Native Basic: Genki Native Basic covers necessary medical treatment (inpatient and outpatient treatments) at any licensed doctor or hospital up to €1,000,000 per year. That includes accidents and emergencies, as well as common illnesses and injuries.
  • Genki Native Premium: Genki Native Premium also covers preventive care/check-ups, plus dental, vision, maternity, mental health, and more. Genki Native Premium has no overall limit for medical costs and also includes full cover in your country of citizenship.
  • Monthly costs: Genki Native starts from €180 a month (prices for ages 20-34). The monthly costs depend on the result of a medical questionnaire, your age, the chosen deductible, and the region of cover (incl. or excl. USA and Canada).