The period of standard travel health insurance differs greatly between insurance companies. Some insurance companies ask for the exact start and return dates. Additionally, some even require knowing the country being traveled to, which makes traveling inflexible.

🎒 Genki Traveler is your flexible, worldwide travel health insurance subscription for up to 1 year. Discover Genki Traveler.
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This article explains travel health insurance.

📆 Period of cover

  • Standard cover: Mostly between 31, 45, or 90 consecutive days.
  • Long-stay cover: Genki Traveler covers 1 year.
  • Extension: Many insurance providers allow an extension of one month or more. It differs significantly among the different insurance providers.

🚧 Inflexible travel itinerary

Many insurance companies require an exact travel itinerary. But digital nomads travel spontaneously and often don't know where they will be three months from now. Occurring problems for nomads are:

  • Nomads usually don't know their entire travel itinerary.
  • Nomads travel spontaneously and prefer flexible bookings.
  • Traveling nomads wish to stay flexible and extend their travels.

Tip: Do you have travel insurance with your credit card company? If yes, check the policy to see if it includes long-stay coverage.

🛟 Travel health insurance with Genki

Genki Traveler

A flexible, worldwide travel health insurance subscription for up to 1 year.

  • Who is this for: Frequent and long-term international travelers (like digital nomads) who want the freedom to go anywhere and to change plans on a moment's notice.
  • Region of cover: Worldwide cover, outside of your home country.
  • What’s covered: Up to €1,000,000 of medical care for unexpected injuries and illnesses. That includes doctor’s visits, treatment at public and private hospitals, emergency medical transport, and medically necessary return transport to your home country. It doesn’t cover prior health conditions, preventive care, dental, vision, or maternity care.
  • Length of cover: From one month up to one year. Monthly billing. Cancel anytime. You should have other long-term health cover in your home country.
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Are you looking for a cover beyond travel health insurance?
Have a look at what Genki Native offers.

☂️ International health insurance with Genki

Genki Native

  • Who is this for: Digital nomads, expats, and other long-term travelers who want complete health cover.
  • Region of cover: Worldwide (limited in Canada & USA).
  • Period of cover: As long as you want. Life-long if you wish. The minimum contract is 1 year with a monthly payment plan.
  • Home country: Genki Native is available for people from every country (even nomads without any legal residence). You can choose to have limited or full cover in your country of citizenship.
  • Genki Native Basic: Genki Native Basic covers necessary medical treatment (inpatient and outpatient treatments) at any licensed doctor or hospital up to €1,000,000 per year. That includes accidents and emergencies, as well as common illnesses and injuries.
  • Genki Native Premium: Genki Native Premium also covers preventive care/check-ups, plus dental, vision, maternity, mental health, and more. Genki Native Premium has no overall limit for medical costs and also includes full cover in your country of citizenship.
  • Monthly costs: Genki Native starts from €180 a month (prices for ages 20-34). The monthly costs depend on the result of a medical questionnaire, your age, the chosen deductible, and the region of cover (incl. or excl. USA and Canada).
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Back to the health insurance guide
Online guide: Nomad health insurance explained in easy words.
Do you struggle to find the ideal travel health insurance? We explain different aspects and industry terms to help you make the best decision.
Genki GuideSarah